At JJB CPA GROUP we are more than financial experts; we are partners in your growth journey. Our commitment is to focus on your financial growth, providing tailored solutions for individuals and businesses alike. Our approach combines innovative financial strategies with traditional values to ensure your assets are managed with the utmost care and expertise. With a commitment to excellence and a focus on personalized service, we stand as your resolute partner in navigating the complexities of the financial landscape. From estate planning to tax-efficient strategies, our wealth management services are designed to optimize your financial health. We take a holistic approach to understand your goals and craft a bespoke plan that evolves with your life.

Maximize your investment potential with our expert account management. We tailor portfolios to align with your financial objectives, fostering growth and stability. We are associated with expert fund managers to manage investments of individuals and businesses who are actively investing in equity and bond markets. We also work with multiple investment companies to set up your investments in Traditional IRA, Roth IRA, Simple IRA, 529 Savings Account, investments in government securities and municipal bonds.

At JJB CPA GROUP, we understand that retirement planning is a cornerstone of financial security and peace of mind. Whether you’re just starting your career, approaching retirement age, or anywhere in between, our Certified Public Accountants (CPAs) and financial advisors are here to guide you through the complexities of retirement planning. Our goal is to ensure that you are well-prepared for the future, with a robust plan that aligns with your financial goals, lifestyle expectations, and legacy aspirations. Our experts simplify the process, helping you navigate through pension plans, savings strategies, and income streams to ensure a comfortable and secure retirement. We facilitate setting up retirement plans including IRAs, SEP & SIMPLE IRAs and 401(k) rollovers.

We specialize in crafting employee benefit plans tailored for small-scale and medium-scale businesses. We offer your employees comprehensive health insurance plans that include medical, dental, and vision coverage. We help your employees secure their future with our customized retirement and pension plans, including 401(k) and SIMPLE IRA options. We work with reputable insurance companies to offer group term life insurance for your employees.

Invest in your child’s future with our specialized college savings plans. We navigate the complexities, helping you build a solid foundation for their education. We help you to set up 529 Plan, Coverdell education savings accounts, Roth IRAs, Uniform Gift to Minors and Uniform Transfers to Minors and educational saving bonds.

Peace of mind does not just come from current financial stability. It comes from knowing that what matters to you is planned for and will be preserved and sustained for the future. Through our associated attorney and advisors, we will help you consider your full picture so you can secure the legacy you have spent your life building. Through sound planning and thorough implementation, you can develop a comprehensive, well-executed estate planning strategy to help shape the future you envision, regardless of life’s uncertainties.

Every individual and family have unique needs and objectives when it comes to life insurance. Our tailored approach ensures you have the coverage you need for every stage of life. We provide individual and group life insurance service. We work with many reputable Life Insurance companies to offer the suitable life insurance coverage you need. Our Financial Advisor is a licensed agent for Term Life, Whole Life, Universal Life, Indexed Universal Life and Variable Life Insurance. For business owners, life insurance can be a critical tool in succession planning, key person insurance, and buy-sell agreements. We specialize in crafting life insurance strategies that protect your business and ensure its continuity.

Disability insurance is a critical component of a comprehensive financial plan. It ensures that an individual’s earning power is protected against the risk of disability, which can be one of the most significant financial risks faced during one’s working years. Given the potential for long-term financial implications of a disabling injury or illness, having disability insurance provides peace of mind and financial security.

Long-term care can be expensive, and the costs can quickly deplete savings and retirement funds. Long-term care insurance plays a critical role in comprehensive financial planning, especially as life expectancies increase and the cost of care rises. It is a tool that can help manage the risk of high long-term care costs, providing financial security and ensuring that care needs are met without compromising the standard of living or the financial well-being of family members.

Annuity insurance is a powerful tool that can help achieve both, offering a steady income stream in retirement and providing financial peace of mind. Annuities can serve as an effective tool for tax-deferred growth, but the tax implications upon withdrawal can be complex. Our experts provide strategies for maximizing tax efficiency, ensuring that you reap the full benefits of your annuity investments. Our financial advisors provide one-on-one consultations to help you understand the nuances of annuity products, including the benefits, potential risks, and how they fit into your overall financial plan. There are several types of annuities, each with its own set of features, benefits, and considerations.

Insurance products issued by Principal National Life Insurance Company (except in New York), Principal Life Insurance Company and the companies available through the Preferred Product Network, Inc. Securities and advisory products offered through Principal Securities, Inc., 888/774- 6267, Member SIPC. Principal National, Principal Life, the Preferred Product Network, and Principal Securities are members of the Principal Financial Group®, Des Moines, IA 50392. John Babu, CPA, CMA, Principal National and Principal Life Financial Representative, Principal Securities Registered Representative, Financial Advisor. ©2021 Principal Financial Services, Inc. Principal, Principal and symbol design and Principal Financial Group are trademarks and service marks of Principal Financial Services, Inc., a member of the Principal Financial Group. CPA does not provide tax or account services on behalf of the companies of the Principal Financial Group®.

This communication is strictly intended for individuals residing in the state of Texas. No offers may be made or accepted from any resident outside the specific states referenced. Check the background of this financial professional on FINRA’s BrokerCheck.